百家乐或Punto银行通常是在一个单独的赌场进行。玩游戏的桌子一般适合容纳三个赌场荷官和多达12或14名闲家。

　　百家乐一般只有两个主要方面：庄家和闲家。而银行或PUNTO，会再加上很少使用的防区。在一些赌场中，让闲家用卡与别人交易，一般赌场庄家都有一个处理卡。在网上百家乐中，会由一个虚拟的庄家自动处理。

　　每个闲家，包括闲家交易，可以选择下注在蓬或银行，又因为庄家习惯把赌注押在银行。闲家可以选择不处理，传递到下一个闲家的“擦鞋”。鞋仍然是银行胜之久的闲家之一。如果蓬胜，则鞋传递到下一个闲家。

　　你打赌哪一个将会赢得比赛时，要做好两手准备，让各方面配合协调好。就像是在轮盘赌上押黑色或红色的赌注，这关系到你的回报，甚至是金钱，1:1（除了8-1或9-1需要支付）。银行和Punto的赌注唯一的区别是对银行的获利将花费您5％的佣金或税务所对赌场获利征收的税金。

　　征税银行的原因，是因为它已经成立，玩家玩8甲板卡则银行平均将获得三到四手联弹比PUNTO。

　　每手由两个最小和最大的三张牌组成。人拿到牌，将把两张牌正面朝下，下夹着鞋，并给出闲家PUNTO上最大的赌注，其他两张牌，也正面朝下。

　　Punto的闲家，然后着眼于卡上，并要注意他们回的闲家是谁处理，那么谁就是将闲家将双手卡翻牌，而赌场荷官将宣布结果和获奖者。

　　如果任意一只手，共有8或9点（九是最高的），那么它是所谓的“自然”，没有更多的卡处理。如果它不是一个自然的，则根据每手赌场庄家的指示卡让庄家处理第三张牌。决定何时处理第三张牌所有赌场的规则都有精确的规定。

　　一旦交易完成，手上具有最高的计数者获胜。赌场荷官将先收集失去的赌注，然后支付赢得的奖金。开始发牌的闲家不负责支出，他只是像其他闲家一样，打对场。

　　译文

　　Baccarat or Punto Banco is usually played in a separate casino area. The playing table is about the size of a craps table with three casino dealers and up to 12 or 14 players.

　　There are just two principal bets to make: banker or player - Banco or Punto, plus the rarely used Standoff. Some casinos let the players deal the cards in turn and others have a casino dealer to deal the cards. In online Baccarat the cards are dealt automatically by a virtual dealer.

　　Each player, including the player dealing, may bet on either Punto or Banco but it is customary for the dealer to bet on Banco. Players may opt not to deal, passing the 'Shoe' to the next player. The shoe remains with one player as long as the Bank wins. If Punto wins, the shoe passes on to the next player.

　　Two hands are dealt and you bet which one will win, or that they will tie. It is just like betting on Black or Red at roulette, and the payoff is even money, 1:1 （except for the standoff, which pays 8-1 or 9-1）。 The only difference between the Banco and Punto bet is a win on Banco will cost you 5% commission or tax levied by the casino - the in-built advantage.

　　The reason for taxing the Banco is because it has been established that over an 8-deck cards play on average the Banco will win three to four hands more than the Punto.

　　Each hand consists of a minimum of two and a maximum of three cards. The person dealing will put two cards, face down, tucked under the shoe, and give the player with the largest bet on Punto the other two cards, face down.

　　The Punto player then looks at the cards and gives them back to the player who is dealing. Then the player who is dealing will turn over the cards of both hands while one of the casino dealers will announce the results and the winner.

　　If either hand has a total of 8 or 9 （nine is the highest）， then it is called a 'Natural' and no more cards are dealt. If it is not a natural, then depending on the value of each hand the casino dealer may instruct the card dealer to deal a third card. The decision when to deal a third card follows precise set rules used by all casinos.

　　Once dealing is completed, the hand with the highest count wins. The paying casino dealers will collect the losing bets first and then pay the winning ones. The player who actually deals the cards is not responsible for the payouts. He is just like any other player, playing against the casino.